A businessman walks into a bank in New York City and asks for the bank manager. He says he's going to Europe on business for two weeks and needs to borrow $5,000. The bank manager says the bank will need some kind of security for the loan, so the businessman hands over the keys to a new Rolls Royce. The car is parked on the street in front of the bank. The bank manager agrees to accept the car as a guarantee for the loan. The bank's manager and its officers all enjoy a good laugh at the businessman for using a $250,000 Rolls as collateral against a $5,000 loan. An employee of the bank then drives the Rolls into the bank's underground garage and parks it there. Two weeks later, the businessman returns and repays the $5,000 and the interest, which comes to $15.41. The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely; but we are a little puzzled. We checked you out and found that you are a multimillionaire. What puzzles us is - why would you bother to borrow $5,000?" The businessman replies....."Where else in New York City can I park my Rolls Royce for two weeks for only $15.41 and expect it to be there when I return?"